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| Rough translation / significado aproximado | |
| XXXXX | Any unforeseen event or occurrence that harms the
interests of the
insured or changes his / her legal situation. For criminal offences, the accident shall be construed as having happened at then time when the punishable event occurred. For cases of claims not arising from contractual relations, the accident shall be construed as having occurred at the time when the damage was caused. In lawsuits over contractual matters, the accident shall be construed as having occurred when the insured, opponent or third party committed the violation of the contractual regulations. |
see also Accidente / Accident (A.14.1. Main covers )