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Permanent total disability (Liberty Seguros)

 

Any medically-proven irreversible, physical injury that renders the insured unable to perform any type of remunerated work. This must exist continuously for at least six months beforehand.

If the policyholder has contracted both the cover for permanent total disability and the cover defined in Clause 6 for serious illnesses, and the risks covered under both covers occur to the insured during the period of insurance, the insurer will only pay the sum insured for the risk occurring first.

 (3. Permanent total disability )
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